These Terms and Conditions (“Terms”) govern your use of the Wise Advances website (https://wiseadvances.com/), including any content, functionality, and services offered on or through the website, and your relationship with Wise Advances Inc. (“Company,” “we,” “us,” or “our”).
By using our website and services, you accept and agree to be bound by these Terms. If you do not agree to these Terms, please do not use our website or services.
Company Name: Wise Advances Inc.
Address: 42 Broadway Suite 12-521, New York, NY 10004
Email: info@wiseadvances.com
Phone: +1 (718) 550-8688
Website: https://wiseadvances.com/
You may use our website for lawful purposes and in accordance with these Terms. You agree not to use our website:
In any way that violates applicable laws or regulations
To transmit or procure the sending of any advertising or promotional material without our prior written consent
To impersonate or attempt to impersonate Wise Advances Inc., an employee, another user, or any other person
To engage in any other conduct that restricts or inhibits anyone’s use or enjoyment of the website
You agree not to:
Use the website in any manner that could disable, overburden, damage, or impair the site
Use any robot, spider, or other automatic device to access the website
Attempt to gain unauthorized access to any parts of the website
Phone numbers obtained for SMS communication will not be shared with third parties for marketing purposes.
If you have consented to receive text messages from Wise Advances Inc, you may receive SMS messages related to:
Appointment reminders
Follow-ups on funding or application cases
Important updates or requests for additional information
Example Message:
“Hello! Thank you for contacting Wise Advances. How can we assist you today? Reply STOP to opt-out at any time. Message and data rates may apply. For assistance, reply HELP or visit our Privacy Policy and Terms and Conditions.”
Customers will be able to opt out of SMS messaging from Wise Advances Inc by replying STOP at any time to any received SMS message. Once opted out, they will receive no further SMS communication.
Customers may opt back in at any time by replying START.
If you are experiencing any issues, you can reply with the keyword HELP.
Alternatively, you can contact us directly at https://wiseadvances.com/contact/ or text HELP to +1 (718) 550-8688.
All content, features, and functionality are owned by Wise Advances Inc. and are protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any material from our website without our prior written consent.
While we strive to provide accurate information, we make no warranties or representations about the accuracy or completeness of the content on our website.
Our website may contain links to third-party websites. We are not responsible for the content or practices of any linked websites.
To the fullest extent permitted by law, Wise Advances Inc. shall not be liable for any direct, indirect, special, incidental, consequential, or punitive damages arising from your use of the website or services.
You agree to indemnify and hold harmless Wise Advances Inc. and its officers, employees, agents, and affiliates from any claims, liabilities, damages, judgments, losses, costs, expenses, or fees arising out of your use of the website or violation of these Terms.
We reserve the right to modify these Terms at any time. All changes are effective immediately when posted. Your continued use of the website after changes indicates your acceptance of the new Terms.
We may terminate or suspend your access to the website at any time, without prior notice or liability, for any reason, including breach of these Terms.
These Terms shall be governed by and construed in accordance with the laws of the State of New York.
Any disputes relating to these Terms shall be settled by arbitration in accordance with the rules of the American Arbitration Association.
If any provision of these Terms is held to be invalid, the remaining provisions shall remain in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Wise Advances Inc. regarding your use of our website and services.
If you have any questions about these Terms and Conditions, you may contact us:
By email: info@wiseadvances.com
By visiting this page: https://wiseadvances.com/contact
By phone: +1 (718) 550-8688
Social Media:
Instagram
Facebook
Last updated: January 29, 2025
Please read these terms and conditions carefully before using Our Service.
Company Name: Wise Advances Inc.
Address: 42 Broadway Suite 12-521, New York, NY 10004
Email: info@wiseadvances.com
Phone: +1 (718) 550-8688
Website: https://wiseadvances.com/
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear in singular or in plural.
Affiliate means an entity that controls, is controlled by or is under common control with a party, where “control” means ownership of 50% or more of the shares, equity interest or other securities entitled to vote for election of directors or other managing authority.
Country refers to: New York, United States
Company (referred to as either “the Company”, “We”, “Us” or “Our” in this Agreement) refers to Wise Advances, 42 Broadway Suite 12-521, New York, NY 10004.
Device means any device that can access the Service such as a computer, a cellphone or a digital tablet.
Service refers to the Website.
Terms and Conditions (also referred as “Terms”) mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service. This Terms and Conditions agreement has been created with the help of the Free Terms and Conditions Generator.
Third-party Social Media Service means any services or content (including data, information, products or services) provided by a third-party that may be displayed, included or made available by the Service.
Website refers to Wise Advances, accessible from https://wiseadvances.com/
You means the individual accessing or using the Service, or the company, or other legal entity on behalf of which such individual is accessing or using the Service, as applicable.
These are the Terms and Conditions governing the use of this Service and the agreement that operates between You and Wise Advances. These Terms and Conditions set out the rights and obligations of all users regarding the use of the Service.
Your access to and use of the Service is conditioned on Your acceptance of and compliance with these Terms and Conditions. These Terms and Conditions apply to all visitors, users, and others who access or use the Service.
By accessing or using the Service, You agree to be bound by these Terms and Conditions. If You disagree with any part of these Terms and Conditions, then You may not access the Service.
You represent that you are over the age of 18. Wise Advances does not permit those under 18 to use the Service.
Your access to and use of the Service is also conditioned on Your acceptance of and compliance with the Privacy Policy of Wise Advances. Our Privacy Policy describes Our policies and procedures on the collection, use, and disclosure of Your personal information when You use the Website and tells You about Your privacy rights and how the law protects You. Please read Our Privacy Policy carefully before using Our Service.
We will get in touch with you soon to assist you. For immediate assistance, please call us at +1 (718) 550-8688 or visit our Contact Page.
For more details, please review our Privacy Policy.
Messaging frequency may vary.
Message and data rates may apply.
To opt out at any time, text STOP.
For assistance, text HELP or visit our website at https://wiseadvances.com/contact.
Visit https://wiseadvances.com/privacy-policy for our privacy policy and https://wiseadvances.com/terms-and-conditions for Terms and Conditions.
Our Service may contain links to third-party websites or services that are not owned or controlled by Wise Advances.
Wise Advances has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that Wise Advances shall not be held responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such websites or services.
We strongly recommend that You review the Terms and Conditions and Privacy Policies of any third-party websites or services You visit.
We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.
Upon termination, Your right to use the Service will cease immediately.
Notwithstanding any damages that You might incur, the entire liability of Wise Advances and any of its suppliers under any provision of these Terms and Your exclusive remedy for all of the foregoing shall be limited to the amount actually paid by You through the Service or 100 USD if You haven’t made any purchases through the Service.
To the maximum extent permitted by applicable law, in no event shall Wise Advances or its suppliers be liable for any special, incidental, indirect, or consequential damages whatsoever (including, but not limited to, damages for loss of profits, loss of data or other information, business interruption, personal injury, or loss of privacy) arising out of or in any way related to the use of or inability to use the Service, third-party software and/or third-party hardware used with the Service, or otherwise in connection with any provision of these Terms, even if Wise Advances or any supplier has been advised of the possibility of such damages and even if the remedy fails of its essential purpose.
Some jurisdictions do not allow the exclusion of implied warranties or the limitation of liability for incidental or consequential damages, which means that some of the above limitations may not apply to You. In such jurisdictions, each party’s liability will be limited to the greatest extent permitted by law.
The Service is provided to You “AS IS” and “AS AVAILABLE”, with all faults and defects, without warranty of any kind. To the maximum extent permitted under applicable law, Wise Advances, on its own behalf and on behalf of its affiliates, and their respective licensors and service providers, expressly disclaims all warranties—whether express, implied, statutory, or otherwise—with respect to the Service. This includes all implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, and warranties that may arise from course of dealing, course of performance, usage, or trade practice.
Without limiting the foregoing, Wise Advances makes no warranty or representation that:
The Service will meet Your requirements;
The Service will achieve any intended results;
The Service will be compatible or work with any other software, systems, or services;
The Service will operate uninterrupted, error-free, or that any defects will be corrected;
The performance or reliability of the Service will meet expectations.
Neither Wise Advances nor any of its providers makes any representation or warranty, express or implied, regarding:
(i) The operation or availability of the Service, or the information, content, materials, or products included on it;
(ii) The Service being uninterrupted or error-free;
(iii) The accuracy, reliability, or currency of information or content available through the Service;
(iv) The Service, servers, or emails sent from Wise Advances being free of viruses, scripts, trojans, worms, malware, timebombs, or other harmful components.
Some jurisdictions do not allow the exclusion of certain types of warranties or the limitation of statutory consumer rights, so some or all of the above exclusions may not apply to You. In such cases, the exclusions and limitations will be applied to the maximum extent permitted under applicable law.
The laws of the Country, excluding its conflicts of law rules, shall govern this Terms and Your use of the Service. Your use of the Application may also be subject to other local, state, national, or international laws.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
Except as provided herein, the failure to exercise a right or to require performance of an obligation under these Terms shall not affect a party’s ability to exercise such right or require such performance at any time thereafter nor shall the waiver of a breach constitute a waiver of any subsequent breach.
These Terms and Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute.
We reserve the right, at Our sole discretion, to modify or replace these Terms at any time. If a revision is material We will make reasonable efforts to provide at least 30 days’ notice prior to any new terms taking effect. What constitutes a material change will be determined at Our sole discretion.
By continuing to access or use Our Service after those revisions become effective, You agree to be bound by the revised terms. If You do not agree to the new terms, in whole or in part, please stop using the website and the Service.
If you have any questions about these Terms and Conditions, you may contact us:
By email: info@wiseadvances.com
By visiting this page: https://wiseadvances.com/contact
By phone: +1 (718) 550-8688
Social Media:
Instagram
Facebook
Last Updated:
Welcome to Wise Advances! These Terms and Conditions govern your use of our website and services. By accessing or using our services, you agree to comply with these terms. Please read them carefully.
By using Wise Advances, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree, please do not use our services.
Wise Advances offers financing solutions and related advisory services. The availability of services may vary, and we reserve the right to modify, suspend, or discontinue any aspect of our services at any time.
To use our services, you must be at least 18 years old and legally capable of entering into binding contracts. By applying for financing, you confirm that all information provided is accurate and complete.
By using our services, you agree to:
Your use of Wise Advances is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information.
Wise Advances is not responsible for any indirect, incidental, or consequential damages resulting from the use of our services. We do not guarantee specific business outcomes from obtaining financing.
We reserve the right to terminate or suspend access to our services if we find any violation of these terms or suspected fraudulent activity.
We may update these Terms and Conditions at any time. Continued use of our services after changes are posted constitutes your acceptance of the revised terms.
For any questions regarding these terms, please contact us:
📧 Email: info@wiseadvances.com
📞 Phone: +1 (718) 550-8688
2.1 SMS For Consent Communication
The Phone Numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.
2.2 Types of SMS Communications
If you have consented to receive text messages from Wise Advances LLC you may receive text messages related to: (Appointment reminders, meetings, conversational,and follow-ups on cases.)
For Example: Hello, thank you for contacting Wise Advances LLC. How can we help you? Reply Stop to opt-out at any time. Message and data rates may apply. For assistance, text Help” or visit our [Privacy Policy: https://wiseadvances.com/privacy-policy/] and [Terms and Conditions: https://wiseadvances.com/terms-and-conditions/]
2.3 Message Frequency: Our SMS message frequency will be from 50 to 800 text messages daily across all users.
2.4 Potential Fees for SMS Messaging: Many carriers charge a fee for each message sent or received. This can vary depending on the carrier’s pricing structure and whether the message is sent domestically or internationally.
2.5 Opt-In Method: Customer will Opt-In for SMS messaging from Wise Advances LLC, through Contact Page (https://wiseadvances.com/contact/), this agreement for SMS will not be shared with third parties for marketing purposes.
2.6 Opt-out: Customer will be able to opt out of SMS messaging from Wise Advances LLC by replying STOP at any time to any received SMS message. Once opt out they will receive no further SMS communication. They can Opt back In at any time by replying START
2.7 Help:
If you are experiencing any issues, you can reply with the keyword HELP. Or, you can get help directly from us at: https://wiseadvances.com/contact/), info@wiseadvances.com or Text HELP to 7185508688
Additional Options
2.8- Standard Messaging Disclosures:
SMS consent is not shared with third parties for marketing purposes.
Wise Advances offers expert financing solutions, empowering businesses with the capital they need to grow, innovate, and succeed.
