Business Loans in Texas

Texas is one of the fastest-growing business markets in the United States, and access to working capital is critical to staying competitive. Wise Funding helps Texas business owners secure revenue-based business loans designed to support growth, expansion, and day-to-day operations.

Revenue Required

$15,000+/mo

Time in Business

6+ Months

Business Bank

Active Account

Cash Flow

Consistent

Every business is different. That’s why we offer funding solutions based on business
performance, not just credit scores.

If your business generates $15,000 or more in monthly revenue, you may qualify for fast, flexible funding without the strict requirements of traditional banks.

Business Funding Options Available in Texas

Working Capital
Loans

Capital to cover payroll, inventory, equipment, marketing, and operational expenses.

Fast Business Funding

Time-sensitive funding with approvals often issued within 24 hours.

Revenue-Based Financing

Funding based primarily on your business’s monthly revenue rather than personal credit alone.

This makes funding accessible even if traditional lenders have declined your application.

Who Qualifies for a Business Loan in Texas?

Texas businesses may qualify if they meet the following criteria:

Minimum monthly revenue

$15,000+

Time in business

6 months or more

Business type

Most industries accepted

Credit profile

Flexible — fair or challenged credit may still qualify

Our qualification process emphasizes business performance and consistent cash flow, not just credit scores.

Industries We Commonly Fund in Texas

We regularly fund businesses across major Texas industries, including:

Construction & contracting

Restaurants & food service

Retail & eCommerce

Transportation & logistics

Medical & dental practices

Auto repair & dealerships

Professional & business services

Oilfield services & logistics

Business Loans Available Across Texas

We support businesses throughout the state, including:
Houston
Dallas
Fort Worth
Austin
San Antonio
El Paso
Arlington
Plano
Irving

How the Business Loan Process Works

1

Check Eligibility

Submit a short form with basic business information.

2

Review Your Options

We match your business profile with suitable lenders.

3

Receive Funds

Approved Texas businesses may receive funding in as little as 1–3 business days. .

Why Texas Businesses Choose Wise Funding

Get Started Today

If your business is generating $15,000 or more per month, you may qualify for funding.

No obligation. No impact on credit to check options.

Frequently Asked Questions About Business Loans in Texas

Check Your Texas Business Loan Eligibility

If your business earns $15,000 or more per month, you may qualify for fast funding today.