Business Loans in Florida

Florida’s economy is driven by tourism, construction, logistics, and service-based businesses—making access to flexible capital essential for growth. Wise Funding helps Florida business owners secure revenue-based business loans designed to support cash flow, seasonal demand, and expansion.

Revenue Required

$15,000+/mo

Time in Business

6+ Months

Business Bank

Active Account

Cash Flow

Consistent

Every business is different. That’s why we offer funding solutions based on business
performance, not just credit scores.

If your business generates $15,000 or more in monthly revenue, you may qualify for fast funding without the delays and strict requirements of traditional banks.

Business Funding Options Available in Florida

Working Capital
Loans

Capital to cover payroll, inventory, marketing, rent, and day-to-day operating expenses.

Fast Business Funding

Quick access to funding for time-sensitive needs, with approvals often within 24 hours.

Revenue-Based Financing

Funding based on your business’s monthly revenue rather than personal credit alone.

This makes funding accessible even if traditional lenders have declined your application.

Who Qualifies for a Business Loan in Florida?

Florida businesses may qualify if they meet the following criteria:

Minimum monthly revenue

$15,000+

Time in business

6 months or more

Business type

Most industries accepted

Credit profile

Flexible — fair or challenged credit may still qualify

Our qualification process emphasizes business performance and consistent cash flow, not just credit scores.

Industries We Commonly Fund in Florida

We regularly fund businesses across major Florida industries, including:

Construction & contracting

Restaurants, cafés, and hospitality

Retail & eCommerce

Transportation & logistics

Medical, dental, and wellness practices

Auto repair & dealerships

Professional services

Business Loans Available Across Florida

We support businesses throughout the state, including:
Miami
Fort Lauderdale
Orlando
Tampa
Jacksonville
Naples
West Palm Beach
Boca Raton
Fort Myers

How the Business Loan Process Works

1

Check Eligibility

Submit a short form with basic business information.

2

Review Your Options

We match your business profile with suitable lenders.

3

Receive Funds

Approved Florida businesses may receive funding in as little as 1–3 business days. .

Why Florida Businesses Choose Wise Funding

Get Started Today

If your business is generating $15,000 or more per month, you may qualify for funding.

No obligation. No impact on credit to check options.

Frequently Asked Questions About Business Loans in Florida

Check Your Florida Business Loan Eligibility

If your business earns $15,000 or more per month, you may qualify for fast funding today.