Business Loans in Arkansas

Arkansas businesses play a vital role in agriculture, manufacturing, construction, logistics, and local services. Access to reliable working capital helps businesses manage cash flow, invest in growth, and handle seasonal demand. Wise Funding helps Arkansas business owners secure revenue-based business loans designed for speed, flexibility, and real-world business needs.

Revenue Required

$15,000+/mo

Time in Business

6+ Months

Business Bank

Active Account

Cash Flow

Consistent

Every business is different. That’s why we offer funding solutions based on business
performance, not just credit scores.

If your business generates $15,000 or more in monthly revenue, you may qualify for fast funding without the long approval timelines and strict requirements of traditional banks.

Business Funding Options Available in Arkansas

Working Capital
Loans

Capital to cover payroll, inventory, equipment, marketing, and day-to-day operating expenses.

Fast Business Funding

Quick access to funding for time-sensitive opportunities, with approvals often within 24 hours.

Revenue-Based Financing

Funding based primarily on your business’s monthly revenue rather than personal credit alone.

This makes funding accessible even if traditional lenders have declined your application.

Who Qualifies for a Business Loan in Arkansas?

Arkansas businesses may qualify if they meet the following criteria:

Minimum monthly revenue

$15,000+

Time in business

6 months or more

Business type

Most industries accepted

Credit profile

Flexible — fair or challenged credit may still qualify

Our qualification process emphasizes business performance and consistent cash flow, not just credit scores.

Industries We Commonly Fund in Arkansas

We regularly fund businesses across key Arkansas industries, including:

Agriculture & agribusiness

Manufacturing & industrial services

Construction & contracting

Restaurants & food service

Retail & eCommerce

Transportation & logistics

Medical & professional services

Retail & eCommerce

Business Loans Available Across Arkansas

We support businesses throughout the state, including:
Little Rock
Fayetteville
Fort Smith
Springdale
Jonesboro
Conway
Rogers
Bentonville
Pine Bluff

How the Business Loan Process Works

1

Check Eligibility

Submit a short form with basic business information.

2

Review Your Options

We match your business profile with suitable lenders.

3

Receive Funds

Approved Arkansas businesses may receive funding in as little as 1–3 business days.

Why Arkansas Businesses Choose Wise Funding

Get Started Today

If your business is generating $15,000 or more per month, you may qualify for funding.

No obligation. No impact on credit to check options.

Frequently Asked Questions About Business Loans in Arkansas

Check Your Arkansas Business Loan Eligibility

If your business earns $15,000 or more per month, you may qualify for fast funding today.