Business Loans in Alaska

Operating a business in Alaska comes with unique challenges—from seasonal demand to higher operating and logistics costs. Access to flexible working capital can help businesses stay resilient and grow year-round. Wise Funding helps Alaska business owners secure revenue-based business loans designed for speed, flexibility, and real-world cash flow needs.

Revenue Required

$15,000+/mo

Time in Business

6+ Months

Business Bank

Active Account

Cash Flow

Consistent

Every business is different. That’s why we offer funding solutions based on business
performance, not just credit scores.

If your business generates $15,000 or more in monthly revenue, you may qualify for fast funding without the long approval timelines and strict requirements of traditional banks.

Business Funding Options Available in Alaska

Working Capital
Loans

Capital to cover payroll, inventory, fuel, equipment, and day-to-day operating expenses.

Fast Business Funding

Quick access to funding for time-sensitive needs, with approvals often within 24 hours.

Revenue-Based Financing

Funding based primarily on your business’s monthly revenue rather than personal credit alone.

This makes funding accessible even if traditional lenders have declined your application.

Who Qualifies for a Business Loan in Alaska?

Alaska businesses may qualify if they meet the following criteria:

Minimum monthly revenue

$15,000+

Time in business

6 months or more

Business type

Most industries accepted

Credit profile

Flexible — fair or challenged credit may still qualify

Our qualification process emphasizes business performance and consistent cash flow, not just credit scores.

Industries We Commonly Fund in Alaska

We regularly fund businesses across key Alaska industries, including:

Construction & contracting

Fishing & seafood operations

Transportation & logistics

Oilfield & industrial services

Restaurants & hospitality

Retail & local services

Medical & professional services

Retail & eCommerce

Business Loans Available Across Alaska

We support businesses throughout the state, including:
Anchorage
Fairbanks
Juneau
Wasilla
Palmer
Kenai
Kodiak
Sitka
Ketchikan

How the Business Loan Process Works

1

Check Eligibility

Submit a short form with basic business information.

2

Review Your Options

We match your business profile with suitable lenders.

3

Receive Funds

Approved Alaska businesses may receive funding in as little as 1–3 business days.

Why Alaska Businesses Choose Wise Funding

Get Started Today

If your business is generating $15,000 or more per month, you may qualify for funding.

No obligation. No impact on credit to check options.

Frequently Asked Questions About Business Loans in Alaska

Check Your Alaska Business Loan Eligibility

If your business earns $15,000 or more per month, you may qualify for fast funding today.