Business Loans in Alabama

Alabama’s economy is driven by manufacturing, construction, logistics, and service-based businesses. Access to reliable working capital can make a major difference in maintaining cash flow and supporting growth. Wise Funding helps Alabama business owners secure revenue-based business loans designed for speed, flexibility, and real-world business needs.

Revenue Required

$15,000+/mo

Time in Business

6+ Months

Business Bank

Active Account

Cash Flow

Consistent

Every business is different. That’s why we offer funding solutions based on business
performance, not just credit scores.

If your business generates $15,000 or more in monthly revenue, you may qualify for funding without the long wait times and strict requirements of traditional banks.

Business Funding Options Available in Alabama

Working Capital
Loans

Capital to cover payroll, inventory, equipment, marketing, and daily operating expenses.

Fast Business Funding

Quick access to funding for time-sensitive opportunities, with approvals often within 24 hours.

Revenue-Based Financing

Funding based primarily on your business’s monthly revenue rather than personal credit alone.

This makes funding accessible even if traditional lenders have declined your application.

Who Qualifies for a Business Loan in Alabama?

Alabama businesses may qualify if they meet the following criteria:

Minimum monthly revenue

$15,000+

Time in business

6 months or more

Business type

Most industries accepted

Credit profile

Flexible — fair or challenged credit may still qualify

Our qualification process emphasizes business performance and consistent cash flow, not just credit scores.

Industries We Commonly Fund in Alabama

We regularly fund businesses across key Alabama industries, including:

Manufacturing & industrial services

Restaurants & food service

Construction & contracting

Transportation & logistics

Medical & dental practices

Auto repair & dealerships

Professional services

Retail & eCommerce

Business Loans Available Across Alabama

We support businesses throughout the state, including:
Birmingham
Huntsville
Montgomery
Mobile
Tuscaloosa
Hoover
Auburn
Dothan
Decatur

How the Business Loan Process Works

1

Check Eligibility

Submit a short form with basic business information.

2

Review Your Options

We match your business profile with suitable lenders.

3

Receive Funds

Approved Alabama businesses may receive funding in as little as 1–3 business days.

Why Alabama Businesses Choose Wise Funding

Get Started Today

If your business is generating $15,000 or more per month, you may qualify for funding.

No obligation. No impact on credit to check options.

Frequently Asked Questions About Business Loans in Alabama

Check Your Alabama Business Loan Eligibility

If your business earns $15,000 or more per month, you may qualify for fast funding today.