Massachusetts has a diverse and innovation-driven economy powered by healthcare, biotechnology, education, construction, hospitality, retail, and professional services. Access to flexible working capital helps businesses manage payroll, invest in growth, and stay competitive in fast-moving markets like Boston and Cambridge.
Wise Funding helps Massachusetts business owners secure revenue-based business loans designed for speed, flexibility, and real-world operating needs.
If your business generates $15,000 or more in monthly revenue, you may qualify for fast funding without the long timelines and rigid requirements of traditional banks.
$15,000+/mo
6+ Months
Active Account
Consistent
Time-sensitive funding with approvals often issued within 24 hours.
This makes funding accessible even if traditional lenders have declined your application.
$15,000+
6 months or more
Most industries accepted
Flexible — fair or challenged credit may still qualify
Submit a short form with basic business information.
We match your business profile with suitable lenders.
Approved Massachusetts businesses may receive funding in as little as 1–3 business days.
If your business is generating $15,000 or more per month, you may qualify for funding.
No obligation. No impact on credit to check options.
Most Massachusetts business loans are based on monthly revenue, time in business, and cash flow consistency. Many lenders require at least $15,000 in monthly revenue and six months in business, though requirements may vary by funding program.
Qualified Massachusetts business owners may receive approval within 24 hours, with funding typically provided in 1–3 business days, depending on the lender and funding type.
Not necessarily. Many Massachusetts business funding options prioritize business performance and revenue over personal credit scores. Businesses with fair or challenged credit may still qualify.
Yes. Funding is available for most industries across Massachusetts, including healthcare, construction, hospitality, retail, technology, transportation, and professional services. Certain industries may have additional criteria.
Most revenue-based and unsecured business loans in Massachusetts do not require collateral. Approval is usually based on revenue history and cash flow rather than business assets.