Business Loans in Georgia

Georgia’s diverse economy—spanning logistics, construction, healthcare, hospitality, and professional services—creates steady demand for flexible working capital. Wise Funding helps Georgia business owners secure revenue-based business loans designed to support cash flow, expansion, and day-to-day operations.

If your business generates $15,000 or more in monthly revenue, you may qualify for fast funding without the long timelines and rigid requirements of traditional banks.

Revenue Required

$15,000+/mo

Time in Business

6+ Months

Business Bank

Active Account

Cash Flow

Consistent

Every business is different. That’s why we offer funding solutions based on business
performance, not just credit scores.

If your business generates $15,000 or more in monthly revenue, you may qualify for fast funding without the long approval timelines and strict requirements of traditional banks.

Business Funding Options Available in Georgia

Working Capital
Loans

Capital to cover payroll, inventory, equipment, marketing, and day-to-day operating expenses.

Fast Business Funding

Time-sensitive funding with approvals often issued within 24 hours.

Revenue-Based Financing

Funding based primarily on your business’s monthly revenue rather than personal credit alone.

This makes funding accessible even if traditional lenders have declined your application.

Who Qualifies for a Business Loan in Georgia?

Georgia businesses may qualify if they meet the following criteria:

Minimum monthly revenue

$15,000+

Time in business

6 months or more

Business type

Most industries accepted

Credit profile

Flexible — fair or challenged credit may still qualify

Our qualification process emphasizes business performance and consistent cash flow, not just credit scores.

Industries We Commonly Fund in Georgia

We regularly fund businesses across key Georgia industries, including:

Construction & contracting

Logistics & transportation

Restaurants & hospitality

Retail & eCommerce

Healthcare & medical practices

Auto repair & dealerships

Professional & business services

Retail & eCommerce

Business Loans Available Across Georgia

We support businesses throughout the state, including:
Atlanta
Savannah
Augusta
Macon
Columbus
Alpharetta
Marietta
Roswell
Sandy Springs

How the Business Loan Process Works

1

Check Eligibility

Submit a short form with basic business information.

2

Review Your Options

We match your business profile with suitable lenders.

3

Receive Funds

Approved Georgia businesses may receive funding in as little as 1–3 business days.

Why Georgia Businesses Choose Wise Funding

Get Started Today

If your business is generating $15,000 or more per month, you may qualify for funding.

No obligation. No impact on credit to check options.

Frequently Asked Questions About Business Loans in Georgia

Check Your Georgia Business Loan Eligibility

If your business earns $15,000 or more per month, you may qualify for fast funding today.