Fast, flexible business loans for companies making $15,000+ per month.

Wise Funding helps established businesses access working capital to grow, manage cash flow, and seize new opportunities—without the long delays of traditional banks.

Revenue Required

$15,000+/mo

Time in Business

6+ Months

Business Bank

Active Account

Cash Flow

Consistent

Every business is different. That’s why we offer funding solutions based on business
performance, not just credit scores.

Depending on your revenue and time in business, you may qualify for business loan options designed to
support real-world business needs.

Our Business Loan Options

Working Capital
Loans

Access capital for

Fast Business Funding

When timing matters, faster approval options may be available for qualified businesses with consistent revenue.

Revenue-Based Financing

Approvals focus on

This makes funding accessible even if traditional lenders have declined your application.

Who Qualifies for a Business Loan?

While requirements vary by program, most qualified businesses meet the following:

Monthly revenue

$15,000+

Time in business

6+ months

Active business bank account

Consistent deposits

If your business is operating and generating steady income, you may be eligible.

Industries We Commonly Fund

We work with a wide range of industries, including:

Construction & trades

Restaurants & food service

Retail & eCommerce

Professional services

Medical & healthcare practices

Auto repair & transportation

Salons, spas & wellness

Many clients come to us after being turned down by banks—and still get approved.

Wise Funding provides business loan solutions across the United States. Select your state to learn about funding options available in your area.

How The Funding Process Works

1

Check Eligibility

Provide basic business details and monthly revenue.

2

Review Your Options

A funding specialist reviews your profile and explains the options you qualify for.

3

Get Funded

Once approved, funds can be delivered quickly depending on the program.

Why Businesses Choose Wise Funding

Get Started Today

If your business is generating $15,000 or more per month, you may qualify for funding.

No obligation. No impact on credit to check options.

FAQs