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Welcome to Wise Advances! These Terms and Conditions govern your use of our website and services. By accessing or using our services, you agree to comply with these terms. Please read them carefully.

1. Acceptance of Terms

By using Wise Advances, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree, please do not use our services.

2. Services Provided

Wise Advances offers financing solutions and related advisory services. The availability of services may vary, and we reserve the right to modify, suspend, or discontinue any aspect of our services at any time.

3. Eligibility

To use our services, you must be at least 18 years old and legally capable of entering into binding contracts. By applying for financing, you confirm that all information provided is accurate and complete.

4. Application and Approval

• Submitting an application does not guarantee approval.
• Wise Advances reserves the right to review, verify, and approve or decline applications at its sole discretion.
• Loan terms, interest rates, and repayment plans will be provided upon approval.

5. User Responsibilities

By using our services, you agree to:

• Provide truthful and accurate information.
• Use the website and services only for lawful purposes.
• Not engage in fraudulent or misleading activities.

6. Fees and Payments

• Any applicable fees, interest rates, and repayment schedules will be clearly outlined in your financing agreement.
• Failure to make timely payments may result in penalties, additional fees, or legal action.

7. Privacy Policy

Your use of Wise Advances is also governed by our Privacy Policy, which outlines how we collect, use, and protect your information.

8. Limitation of Liability

Wise Advances is not responsible for any indirect, incidental, or consequential damages resulting from the use of our services. We do not guarantee specific business outcomes from obtaining financing.

9. Termination

We reserve the right to terminate or suspend access to our services if we find any violation of these terms or suspected fraudulent activity.

10. Changes to Terms

We may update these Terms and Conditions at any time. Continued use of our services after changes are posted constitutes your acceptance of the revised terms.

11. Contact Information

For any questions regarding these terms, please contact us:

📧 Email: info@wiseadvances.com
📞 Phone: +1 (718) 550-8688