If you’re considering Merchant Cash Advances to fuel your business growth, getting pre-qualified is the first and easiest step. At Wise Advances, we make the process simple, fast, and stress-free so you can access the funding you need without unnecessary delays or complications.
In this article, we’ll walk you through what to expect when applying for a Merchant Cash Advance with Wise Advances and why pre-qualification is a smart move for business owners.
What Is a Merchant Cash Advance?
Merchant Cash Advances (MCAs) provide a lump sum of working capital in exchange for a portion of your future credit or debit card sales. Repayment happens automatically through a small percentage of your daily or weekly sales, making it ideal for businesses with consistent card transactions.
Whether you’re managing seasonal expenses, covering payroll, or investing in marketing, an MCA can provide fast access to funds.
Learn more about how merchant cash advances work
Why Get Pre-Qualified for a Merchant Cash Advance?
Getting pre-qualified allows you to:
- See how much funding you may be eligible for
- Understand the terms before making a commitment
- Speed up the approval process
- Plan ahead for upcoming expenses
Wise Advances provides a fast and free pre-qualification process with no obligation or impact on your credit score.
Start your MCA application now
What You Need to Apply with Wise Advances
To get pre-qualified for Merchant Cash Advances, all you need is:
- A short online application (takes less than 5 minutes)
- Recent bank or credit card processing statements (usually last 3 months)
- Basic information about your business (monthly revenue, time in business, etc.)
Once submitted, our team reviews your application and provides a quick decision—often within hours.
Apply online today to get pre-qualified fast
What Happens After Pre-Qualification for a Merchant Cash Advance?
If pre-qualified, you’ll receive:
- A personalized funding offer based on your business performance
- Clear repayment terms and timeline
- Guidance from a dedicated funding specialist
From there, you can decide whether to move forward. If you accept the offer, funding is typically deposited within 24–48 hours.
Contact Wise Advances with any questions
Final Thoughts: Apply for Merchant Cash Advances with Confidence
At Wise Advances, we believe in fast, transparent, and reliable funding. Getting pre-qualified for Merchant Cash Advances is a smart first step that helps you explore your options without pressure or risk.
Apply now and take the first step toward securing fast business funding with Wise Advances.
