How Fast Can You Get Funded With a Merchant Cash Advance?

MCA small business loans

When your business needs quick access to capital, waiting weeks for a traditional loan approval just isn’t an option. That’s where Merchant Cash Advances come in. At Wise Advances, we specialize in providing fast, flexible funding solutions designed to help you seize opportunities without delay.
In this article, we’ll explain exactly how fast you can get funded with a Merchant Cash Advance, and why Wise Advances is your best partner for quick business financing.

Why Merchant Cash Advances Are the Fastest Funding Option

Merchant Cash Advances are built for speed. Unlike traditional loans that require mountains of paperwork, detailed financials, and weeks of underwriting, MCAs streamline the process by focusing on your business’s current sales performance.
When you apply through Wise Advances, we review your recent credit card sales and bank statements—not your credit score or lengthy business plans—making it much quicker to approve and fund your advance.

Learn more about how merchant cash advances work

How Quickly Can You Receive Funding?

At Wise Advances, most businesses receive funding within 24 to 48 hours after approval. Here’s how the timeline typically looks:

  • Application submission: Takes only a few minutes online.
  • Document review: We verify your business’s recent sales records.
  • Approval: Often issued within the same business day.
  • Funding: Money is deposited into your account within 24–48 hours after approval.

Some businesses even receive same-day funding depending on how quickly documentation is provided!


Apply now and get funded fast

Why Choose Wise Advances for Merchant Cash Advances?

Wise Advances offers a faster, smoother experience compared to other financing options. Here’s why businesses across the country trust us for their Merchant Cash Advances:

  • Speed: Approvals within hours, funding within 1–2 days.
  • Simple process: Minimal paperwork and easy application.
  • Flexible repayment: A percentage of your daily credit card sales.
  • Personalized service: A dedicated funding specialist to guide you.

Tips to Get Your Merchant Cash Advance Even Faster

Want to speed things up even more? Here are a few tips:

  • Have your documents ready: Recent bank statements and sales reports.
  • Respond quickly: Stay available for calls or emails during the process.
  • Work with a trusted provider: Choosing an experienced funder like Wise Advances ensures no unnecessary delays.

Getting the cash your business needs shouldn’t be complicated. With Merchant Cash Advances, it isn’t.

Final Thoughts on Fast Funding With Merchant Cash Advances

When time is money, you can’t afford to wait. Merchant Cash Advances offer one of the fastest ways to get working capital into your hands—often in less than 48 hours. Wise Advances is here to help you move quickly, confidently, and securely.

Apply today and get the funding your business deserves without the wait. Contact our team today to discuss your funding needs.

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